Disability Insurance

[Guest]

Many things are 'not covered' in same-specialty disability insurance, for example flying planes or SCUBA diving. My question is this - is it possible to get those dangerous hobbies covered, just at a much higher monthly insurance price? Or is there literally no available coverage even if you're willing to pay more to cover those hobbies? If it's possible, what kind of monthly increase are we talking about?

Thanks!